Gpay or PhonePe not working? Here is how to send money using WhatsApp payment method
Whatsapp Feature
We all are aware of Gpay and PhonePe apps for money transfer. However, there are times when our money transfer apps don’t work. Users feel helpless and restless. This is when users start searching for easy payment method and apps. Hence, WhatsApp comes to rescue.
In the world of technology and digitalizing, money sending and receiving is on finger tips. Geek lovers and other professional persons prefer money transfer applications over manual or bank transfers.
Unified Payments Interface (UPI) is becoming the primary mode of money transfer for all small or big transactions. UPI has literally taken over cash and cards. UPI apps like Google Pay, PhonePe, and Paytm offer hassle-free money transfer. These payments are secure and often offer cash back offers.
However, if for some reason these apps stop working or asks for updated version at the moment of payment, you may feel helpless. So to be at ease and make payments freely, WhatsApp comes into picture. Users can avoid such messed up situations and do easy payments without installing other apps.
Further, Whatsapp allow UPI payments through mobile numbers or QR scan code. Users can send money directly through chat messages without downloading additional applications.
The Whatsapp UPI payment feature was launched months back. However, users are still not convinced as they lack full coverage on the method.
So there are steps for Whatsapp payments
Open WhatsApp app on your Android or iOS smartphone.
Now open the chat of the person you want to transfer money to. You can also tap directly to Payments by tapping on the three dots on the top right corner.
Now tap on “Add your payment method” and then click on “Add bank account”.
Select the Bank you have a savings account with.
Next, you have to verify your phone number. Notably, you should have your registered mobile number on your phone. If you have the registered mobile number, the same as the WhatsApp number, then WhatsApp will automatically verify it.
Now add your bank account details.
Allow WhatsApp to send and receive money via a registered mobile number.
Click on Continue. Now, your bank is connected to processing UPI payments via WhatsApp.
How to send money using WhatsApp UPI Payments
Open the chat of the contact you want to send money to or open Payments directly from the three-dot button.
Choose payment using a number or QR code.
Now enter the amount you want to send.
Enter your UPI pin set for the registered bank and click on Send payment.
Furthermore, you can keep a full track of your transactions in the chat itself. And check your payment status in the chat.
For making transactions more fun and attractive, Whatsapp enhances the payments with stickers and backgrounds. To add these stickers just tap on the “Sticker” icon.
